plaid-fintech

SKILL.md

Create a linktoken for Plaid Link, exchange publictoken for accesstoken. Link tokens are short-lived, one-time use. Access tokens don't expire but may need updating when users change passwords.

Use /transactions/sync for incremental transaction updates. More efficient than /transactions/get. Handle webhooks for real-time updates instead of polling.

Handle ITEMLOGINREQUIRED errors by putting users through Link update mode. Listen for PENDINGDISCONNECT webhook to proactively prompt users.

Plaid API 集成的专家模式，包括链接令牌流、交易同步、身份验证、ACH 身份验证、余额检查、Webhook 处理和金融科技合规性最佳实践。使用场合：格子、银行帐户链接、银行连接、ach、帐户聚合。 来源：sebas-aikon-intelligence/antigravity-awesome-skills。

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